בית / ביטוח חיים ובריאות / ביטוח למקרה מוות

ביטוח למקרה מוות

ביטוח חיים למקרה מוות נועד להבטיח תמיכה כלכלית ליקיריך גם לאחר שקורה לך הגרוע מכל. ביטוח חיים זה מספק מקור הכנסה חלופי לתא המשפחתי ומאפשר לקיים רמת חיים נאותה לבני המשפחה. הוא נועד למנוע מהם את ההתמודדות עם קשיים כלכליים במקרה של מותו של המפרנס.

ביטוח למקרה מוות (ריסק) ישלם במקרה פטירה למוטבים, את סכום הפיצויים המוסכם בתשלום חד פעמי או בתשלומים, כפי שבחרת בעת רכישת הפוליסה. תעריף הביטוח למקרה מוות נקבע לפי גיל המבוטח, מינו והרגלי עישון (מעשן או לא). פרמיית הביטוח משתנה לפי גיל המבוטח מדי שנה בשנה או מדי חמש שנים (בהתאם לסוג התוכנית). הביטוח נמשך עד לתום תקופת הביטוח או עד יום מותו של המבוטח, לפי האירוע המוקדם.

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